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With our ever expanding database
of known and suspected "players" in the industry, we are able
to assist claims handlers identify inter-relationships between
claimants, insureds, attorneys, medical clinics, chiropractors,
medical doctors, administrators, auto body shops, cappers
and others. We also work closely with NICB, state and local
law enforcement, including the Los Angeles District Attorney's
Insurance Fraud Division, and the California Department of
Insurance in both the investigation and prosecution of suspect
claims and the perpetrators of fraudulent conduct.
We have developed creative means
to assist claims handlers obtain valuable information necessary
to an fraud investigation including the Examination Under
Oath of the insured(s), claimants, doctors and others involved
in the claim. We have also developed techniques that allow
the firm to take depositions, propound discovery, inspect
property, vehicles, and other facilities before litigation
commences. We constantly strive to use the tools, investigation
and other nonprivileged information gained by the firm in
other investigations to assist in the handling of the investigation
of our clients' claims.
Often fraud investigations languish
or remain "open" without a satisfactory resolution for too
long. Palumbo Bergstrom's SIIF Department strives to bring
all claims to final and conclusive resolution as quickly as
possible. We have developed strategies to obtain court ordered
dismissals, orders, and decrees which permanently close a
claim. We can obtain these results based upon the failure
of the insured or claimants to cooperate in the investigation.
Sometimes we "turn the tables" and prosecute the claim by
filing complaints for declaratory judgment, or other proceeding.
Palumbo Bergstrom has extensive experience in all aspects
of insurance fraud claims arising from automobile accidents,
property damage/loss, and uninsured/underinsured motorists
claims. We are able to investigate and litigate liability
issues using experienced accident reconstruction and bio-mechanical
experts, as well as defend our clients against fraudulent
billing practices by medical care providers (i.e., fraudulent
medical billing). We also serve the interests of our clients
by monitoring and litigating insurance coverage issues on
behalf of the company. Sometimes this involves intervening
in litigation against the insured, assisting in preparing
reservation of rights letters and advising the company regarding
its rights and obligations as well as its exposure in these
situations. Palumbo Bergstrom also serves our insurance company
clients by representing them in Bad Faith litigation. Gone
are the days of thinking of these types of cases as appropriate
for the Big Firms at exorbitant fees and costs which ultimately
cripple the company's ability to effectively fight these cases.
Using the firm's vast resources, trial experience and litigation
muscle, Palumbo Bergstrom is not only capable of defending
the company against these claims, but at reasonable costs
which often make it worthwhile to fully and completely defend
the action.
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